Financing Options
Make your dream deck affordable with flexible financing to fit any budget.
Choose Your Payment Plan
We've partnered with leading home improvement lenders to offer competitive financing options for qualified buyers.
12-Month Same-As-Cash
Pay off your deck within 12 months and pay no interest. Perfect for homeowners who want to spread payments without paying extra.
- check_circleNo interest if paid in full within 12 months
- check_circleLow monthly payments
- check_circleQuick approval process
- check_circleNo prepayment penalties
Low Monthly Payments
Extended payment terms make larger projects affordable. Choose the term length that fits your budget.
- check_circleTerms from 2 to 12 years
- check_circleFixed monthly payments
- check_circleCompetitive interest rates
- check_circlePredictable budgeting
Home Equity Options
Use your home equity for potentially tax-deductible financing. We can provide documentation for your lender.
- check_circlePotentially tax-deductible interest
- check_circleLarger project budgets
- check_circleLower interest rates
- check_circleFlexible terms
Example Monthly Payments
See how financing makes deck projects fit any budget. Actual rates and payments depend on creditworthiness.
| Project Amount | 12-Month 0% APR | 60-Month Plan | 120-Month Plan |
|---|---|---|---|
| $15,000 | $1,250/mo | $297/mo* | $175/mo* |
| $25,000 | $2,083/mo | $495/mo* | $291/mo* |
| $40,000 | $3,333/mo | $792/mo* | $466/mo* |
| $60,000 | $5,000/mo | $1,188/mo* | $699/mo* |
Easy Application Process
Get pre-approved in minutes with our simple application process.
Get Your Quote
Meet with us for a free consultation and receive your deck project estimate.
Quick Application
Complete a simple online application. Takes about 5 minutes.
Fast Decision
Receive approval decision within minutes for most applications.
Start Building
Once approved, we schedule your project and begin construction.
Qualification Requirements
Our financing partners work with a range of credit profiles. Here's what you'll typically need:
- check_circleMinimum credit score of 620 (some programs available for 580+)
- check_circleProof of income (pay stubs, tax returns, or bank statements)
- check_circleHomeownership verification
- check_circleValid government-issued ID
Why Finance Your Deck?
Decks typically return 70-80% of cost at resale.
Keep cash reserves for emergencies or other investments.
Start enjoying your deck now instead of saving for years.
Spread costs over time with predictable monthly payments.
Ready to Get Started?
Contact us for a free estimate and learn about your financing options.